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Who Is At Fault If You Brake Check Someone
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Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.
This video and description contain affiliate links, which means that if you click on one of the product links, I will receive a small commission. This helps support the channel and allows me to continue to make videos like this. Thank you for the support! Car insurance advice, car insurance, auto insurance, home insurance, homeowner’s insurance
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Відео

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Rates Going Up Again!

КОМЕНТАРІ

  • @teekay_1
    @teekay_1 Годину тому

    Hey, what's the issue with brake checking? They're following too close and of course if someone is injured or killed, I'm sure a jury would *never* find the guy brake-checking criminally & liable, especially if there's a child involved. And who wouldn't mind their life being turned upside down just because they thought the guy was too close to them? It's the principle of the thing!

  • @ivonglez85
    @ivonglez85 Годину тому

    I love your videos. Very informative

  • @MJGonzalez99
    @MJGonzalez99 Годину тому

    Got bored.

  • @Stuart68505
    @Stuart68505 3 години тому

    No, it did not clear anything up. I think you worded it wrong in one case the only thing that helped is the idea of having a dash cam to resolve the issue when people get way too close to me and won’t back off I’ve put my emergency flashing on sometimes to let them go by if I can. People nowadays, feel entitled to go faster than the speed limit, and they don’t like it if I stick to the speed limit.

  • @SiphoMasinga-p7q
    @SiphoMasinga-p7q 4 години тому

    Life still in dubie

  • @mattmoores5442
    @mattmoores5442 5 годин тому

    If someone is following you at a distance that prevents them from hitting you in the case of an emergency; full on brake peddle to the floor, then they won’t ever have to worry about someone brake checking.

  • @kyrareneeLOA
    @kyrareneeLOA 6 годин тому

    #5 state farm. #4 harford #3 nationwide #2.Anika? #1 Eerie. and I wonder abou AAA?

  • @HappyfoxBiz
    @HappyfoxBiz 6 годин тому

    any insurance that believes in victim blaming is not the insurance for me or for you, if they wish to take your money and then not the contractually provided services as insurance then you should be going with someone else, read your insurance contract and get a dashcam, if they still decline your insurance take them to court and ask for 3x the amount or the value of your premiums plus damage, whichever is greater and when they see their own insurance premiums for litigation go up then they may wish to think about providing a service as they intend. Buyer beware, many scams are government approved.

    • @jennyjohn704
      @jennyjohn704 2 години тому

      That is not what is happening here. It is a case of people think they are covered but the contract has clauses that means they're not. You can't sue a company for something that you didn't know was in the contract.

  • @JoshuaEatonCA
    @JoshuaEatonCA 9 годин тому

    easy, the person who preforms the break check... they are TRYING to cause a collision.

  • @ADBLOCKER4YOUTUBE
    @ADBLOCKER4YOUTUBE 10 годин тому

    Brake 🙄🙄🙄🙄

  • @Michael-iw3ek
    @Michael-iw3ek 11 годин тому

    No spelling bees were harmed in the making of this video.

    • @ThinkInsurance
      @ThinkInsurance 10 годин тому

      Just pride 😂

    • @Michael-iw3ek
      @Michael-iw3ek 10 годин тому

      @@ThinkInsurance Everyone makes mistakes, it's the way we handle them what shows our true character )))

  • @RobertKnauerUnfiltered
    @RobertKnauerUnfiltered 11 годин тому

    i JUST WATCHED YOUR CHANNEL AND LOVE IT. Very informational and to the point, and as such I now have a question I'd like an honest answer to as follows: USAA has been our propety and auto insurance firm for 45 plus years. I am now 72. I noticed that once I went over 70, even though I am a very safe driver, have never in 35 years had any accidents or claims, and have not gotten any tickets in over 30 years that in the last TWO YEARS my auto policy for MY CAR went up over $1K per year over that of my wife who is 63 years of age and has an even cleaner record than I do. I believe it is MY AGE that USAA is discriminating against me now. TRUE OR NOT TRUE? This leads me to my questions which is: IF I REREGISTER my car which is a Subaru Turbo ino my wife's name only, putting BOTH of our cars under her (Being titled only to her) and registered to her and not me, with her as the PRIMARY driver on both cars, (since I drive so infrequently) will our rates drop, can I legally do this to avoid being penalized? What insurance options do I have? FL is just a miserable state to live in with ultra High insurance costs for autos. PLEASE HELP.

    • @ThinkInsurance
      @ThinkInsurance 10 годин тому

      Yes, age is a rating factor. If your agent is nice enough to do it, he can manually change your age to a year back to see what it would have cost to see if it’s your age or something else. Obviously he can’t legally save it but it would give you an idea. You don’t have to change the registration to have your spouse be required as the primary named insured. You can always co register the vehicle if you have to and you can pick who is first. Before you do all that, check with your agent, to see if it is even necessary. Credit would be the main factor of switching who is first on the policy. Age will be calculated either way.

  • @dingodave9160
    @dingodave9160 12 годин тому

    The brake checker caused the accident.

  • @jcusan2011
    @jcusan2011 12 годин тому

    Coffee break? i usually brake check them

    • @ThinkInsurance
      @ThinkInsurance 10 годин тому

      I Brock check them - coffee does sound good 😊

  • @YippeeSkippie426
    @YippeeSkippie426 12 годин тому

    "Break" check? BREAK check? OH! *BRAKE* check. jeez

  • @rllll3776
    @rllll3776 18 годин тому

    I personally have Allstate full coverage high-end. And when I went into Aaa to get a quote for the identical coverage, they quoted me $881 additional per year. I am a perfect driver and being there I started laughing and asked them to sign me up because I was looking to pay more instead of paying less.😂

  • @bigg1597
    @bigg1597 18 годин тому

    All insurances are scams and illegal under Islam ☪️

  • @flapoverspeed
    @flapoverspeed 19 годин тому

    Dash cam usually inadmissible

    • @JoshuaEatonCA
      @JoshuaEatonCA 9 годин тому

      how do you come up with the idea that a VIDEO of the event cant be used in court

  • @faheemraqib1035
    @faheemraqib1035 19 годин тому

    Insurance companies are the biggest snakes around

  • @robertwhite2792
    @robertwhite2792 19 годин тому

    I pass over train tracks and start to drive across the street that runs parallel to the tracks. The driver on that street at the stop sign hits the gas to pass infront of me. Why would it be my fault if I hit the car, they violate my foward progress and I have no stop sign. Than again the police in this city violate the stop sign all the time.

  • @opinioncounts5490
    @opinioncounts5490 22 години тому

    Answer is from an officer, one must maintain a safe distance from vehicle in front of you and stop no mater with out hitting stopped car in front called assured clear distance. Usually one length for each 10 miles per hour you’re traveling.

  • @victorbaird8220
    @victorbaird8220 День тому

    😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊

  • @couponuser
    @couponuser День тому

    That's why people who have cheapo insurance should check about their collision coverage.

  • @larrycohen3682
    @larrycohen3682 День тому

    Sir, good channel but, I was a State Farm insurance customer for over 35 years and State Farm Insurance cut Me. The reason being too many claims on roadside request. Now, every auto insurance Company I change to, the first six months are fine than the last six months of the year they increase my rates. I had check with All State insurance on my Zip code regarding accidents. The red zone!!! E-commerce and Rideshare drivers! This is only my opinion. Larry

  • @couponuser
    @couponuser День тому

    You're talking about limited collision coverage. If the adjuster determines you're at least 50% at fault, they can deny coverage even if it wasn't your fault.

  • @chevelle11b43
    @chevelle11b43 День тому

    Same prices climbed so I went with all state for auto insurance.

  • @thesmockinggunYT
    @thesmockinggunYT День тому

    Dashcam, your best friend especially if you're the safe driver.

  • @henrycholula2573
    @henrycholula2573 День тому

    Gieco raise my payments twice. They keep telling me NJ law change so I have to pay more bullshit

  • @user-ty2yb1iy2o
    @user-ty2yb1iy2o День тому

    Most companies will give you a better rate but upon renewal jack it up. It's all a game and they win.

  • @GrettelSanchez-pv4iz
    @GrettelSanchez-pv4iz День тому

    Te tratan sin respeto .No investigan los reclamos .Te discriminan .No tienen un departamento para reclamar acerca de su trabajo 😢

  • @jeanettemosley3258
    @jeanettemosley3258 День тому

    Who goes along with the gig drivers?

  • @kennethchege4096
    @kennethchege4096 День тому

    Thank you for this video, I have learned a lot through your videos.

  • @darkdevious3596
    @darkdevious3596 День тому

    Snake Oil

  • @MLR-x9v
    @MLR-x9v День тому

    Thanks for the information. I switched to State Farm from my prior insurance company because after 26 years of no accidents or moving violations I was paying a 50% higher rate! So I am very curious as to how this system will work. Waiting for my beacon to start my Safe & Save driving 🚗

  • @MulitSeeker
    @MulitSeeker День тому

    Well there not crushing it now. Took my premium up $230 w/o any claims and violations. Told me I wouldn't get a discount for trying.

  • @patrickromulus84
    @patrickromulus84 День тому

    Geico sponsored that article

  • @celebratecrypto3693
    @celebratecrypto3693 2 дні тому

    I just cancelled my policy for basic liability for 2 vehicles Ohio I first paid $700 for a year the following renewal year went up to $941 and I had to argue them down to that then this year 24 months in they tried raising it to $1560!! They are smoking crack they thought I was going to pay that. They must be purposely trying to lose all their customers they aren’t stupid they know peopel aren’t going to pay these prices. They didn’t even try to negotiate or lower it even once cent I couldn’t believe it. $1560 is more then my family pays for full coverage on their brand new cars! Also I am accident and ticket free perfect record and own all my vehicles out right. I only pay insurance to be legal to drive I fix and pay cash for my stuff no usery out of me mr banker. Not sure who to call now also have to cancel my motorcycle policy they did the same thing to it also doubling the rate each year. They either purposely want to lose customers or there is a plan here these corporations aren’t stupid maybe when they lose all the customers then they will cry to the government for bail out there’s some plan in play here for them to win by losing all their customers these Zionist owned greedy companies might make terrible decisions on purpose but never be fooled they are smart and know exactly what they are doing for a reason

  • @markpoweski3470
    @markpoweski3470 2 дні тому

    Bear in mind, apps like My Radar sells telematics data to insurance companies

  • @supernova4760
    @supernova4760 2 дні тому

    Allstate, literally told my sister that they would no longer accept her as a customer because she lapsed 3 days in the policy. That was crazy, she had to find a new insurance company. I guess she wasn't in good hands "as they claim". I've always learned, insurance companies are not your friends, you're not in good hands and they aren't your good neighbors.

  • @danielcastrojr.905
    @danielcastrojr.905 2 дні тому

    Nice informative video. I'm a little concerned about the annual mileage I drive. Visit family in Houston 2 or 3 times a year with an average of 1600 per trip in addition to my local driving meaning my total annual driving is 12k to13k a year.

  • @brettwheeler7753
    @brettwheeler7753 2 дні тому

    According to an attorney that I know, the worst when it comes to getting YOUR MONEY: State Farm, All State, GEICO, Progressive, and Liberty Mutual. Notice how the ones that advertise (beg) the most are also the worst!

  • @VeteranSteve
    @VeteranSteve 2 дні тому

    GEICO years ago was decent auto insurance co. But not anymore. Example, 30+ years with no tickets, accidents ! A perfect record. And thats not good anymore. They just continue to raise your rates regardless. Stay away from GEICO ! ! !😒

  • @tuantran7494
    @tuantran7494 2 дні тому

    Consumers will not have a best car insurance rate any longer. Those insurance companies are now running by the state enterprise and they will never have the system as the way it used to be. Trust me on this. No matter how you explain it but it will never be true!

  • @lytesout2007
    @lytesout2007 3 дні тому

    Hey. Thanks great video. I just subscribed. Question. My insurance has gone up about 20% in the past couple of years. Have 2020 GLC 300. It cost me more now than it did when I first bought it. I’ve move to a better area and gotten married. No accidents, glass claim 8 years ago, no speeding tickets within last 15 years. 800+ credit. Any advice?

    • @ThinkInsurance
      @ThinkInsurance 2 дні тому

      Thanks for watching 🙏. What state are you in?

    • @lytesout2007
      @lytesout2007 2 дні тому

      @@ThinkInsurance NY

    • @ThinkInsurance
      @ThinkInsurance 2 дні тому

      @@lytesout2007 The first thing I would do is look over your policy, or have an agent look it over and see if there is anything missing, changed etc... Maybe even check your discounts again with your agent (I have a few videos on all of these you can watch if you want an idea of what to look for). Next, if you are unhappy with the price to coverage and shop, I would consider looking at NYCM or Progressive. Both of them are pretty competitive in NY. Preferred Mutual as a backup.

  • @NYBrandywineTree
    @NYBrandywineTree 3 дні тому

    I will not do any emergency tree service for a customer who has Allstate unless The customer signs a contract and pays me directly in cash when the job is done

  • @kennethchege4096
    @kennethchege4096 3 дні тому

    Can please refer me to an agent in the state of Georgia that you can recommend, thank you.

    • @ThinkInsurance
      @ThinkInsurance 3 дні тому

      There is a link in the description, you can request a quote in GA

  • @bogusfranz1503
    @bogusfranz1503 3 дні тому

    Requiring people with under 10k value car to pay for your 80k car is the problem with liability insurance. States should cap a driver's liability and people with expensive cars pay more for underinsured - regardless of liability.

  • @victorbaird8220
    @victorbaird8220 3 дні тому

    I am so excited to watch this 😊

  • @non-conformistnwo9531
    @non-conformistnwo9531 3 дні тому

    Would you please make video about commercial line insurance? Thanks

  • @thejourney6712
    @thejourney6712 3 дні тому

    Does agents gets paid for selling pensions and retirement plans? Or is it solely for life insurance

    • @ThinkInsurance
      @ThinkInsurance 3 дні тому

      Financial advisors make good $ for handling your retirement accounts